4) Independent mortgage advisor, who is independent from the bestate/b agent and the bank. His job is to liaise with various banks to arrange a suitable mortgage for the buyer and he is paid commission by the bank for this and in some cases b....../b JO US PER bLIKHI/b HY AUR DAROOD SHAREEF BHEE HY..AUR BHEE BAHUT SI GRAVES HAIN.. ?????? ????? ????? ?????. This is a good dream and glad-tiding for you and your sisters that you will follow in the footsteps of Hazrat Bilaal ??? ???? b.../b